How Can Bankruptcy Attorneys Help You If You’re in Debt Due to Divorce?

As of 2014, the most recent year of data gathered by the Centers for Disease Control, the divorce rate in the U.S. is 3.2% per 1,000 people. Debt and financial strain are the top causes of divorce, but even when debt is not to blame, dividing up a family may be a significant budgetary hardship. Both partners must now contend with comparable living expenditures and less income to cover them. It’s not uncommon for divorcing spouses to consider bankruptcy before, during, or after the divorce is finalized. Knowledgeable bankruptcy attorneys can offer guidance throughout the procedure and answer your questions.

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Everything Custody Attorneys Wish You Knew About Custody Cases

When you’re looking for a good child custody attorney, it’s important to do your due diligence. This process involves seeking references, checking the state bar association, and seeking information from other reputable resources to narrow down your options for custody attorneys. It’s also a good idea to learn more about child custody proceedings, so check out these top things that custody attorneys wish you knew about custody cases.

Avoid Things That Sabotage Your Case

If you’re in the middle of a child custody battle, you should be interested in doing things that advance instead of harming your case. Keep in mind that your behavior will be under evaluation throughout the proceedings, so you should watch out for anything that could set you back.

Besides watching your behavior, you should also be careful in your conversations because you never know when your spouse or someone else could be recording you. Imagine saying something out of anger or frustration only to have it used against you. You should also avoid yelling or confrontations with your spouse or children as well as any other behavior that might be damaging to your case.

Hiring a Lawyer Is Essential

It’s normal to wonder if it’s necessary to hire a child custody attorney. If you want a speedy resolution to your case and less stressful child custody proceedings, then the answer is yes. Child custody attorneys also help you avoid costly mistakes and help ensure a better outcome for your case. The trick is to find a reputable attorney with a good track record.

Factors That Determine Custody

If you’re going before a judge, it’s also a good idea to understand the factors the judge considers when resolving custody issues. In most instances, the judge considers various factors, such as the age and mental state of the child. They’ll also look at the relationship between the child and each of the parents, whether each parent provides a stable environment, and the ability of the parent to care for the child. Knowing these factors will help you manage your expectations and help you determine what you need to do to ensure the best outcome.

Child custody proceedings can trigger strong emotions. The best thing you can do is to arm yourself with the right knowledge and hire a reputable child custody attorney. Contact us today if you need an experienced attorney to be on your side during your child custody proceedings.

Why Are Divorce Rates Increasing Today?

Nowadays, a lot of marriages tend to end in divorce. According to National Affairs, the current divorce rate is nearly double that of 1960. However, it’s not as much as the all-time high of 22.6 in the early 1980s. Here are some of the reasons causing an increase in divorce rates.

Change in Divorce Stigma

Nowadays, women and men are both more educated and empowered. In the past, most women were dependent on men for finances, which is not the case today. Because of this and the reduced stigma, women have more freedom to walk away from marriages they consider less than ideal. They are also able to quickly engage a divorce lawyer. Over the past few decades, the overall attitude toward divorce has become more relaxed. This makes it easier for partners to walk away from each other, especially those with peers who are doing the same.

Longer Life Expectancies

There are several things that are causing life expectancy to increase. While this is a good thing, it’s also upping the stakes for partners who are unhappy in their unions. People are living longer because of better medical treatments and health care awareness. This means that the years people generally expect to spend in a marriage have increased. For instance, a woman who is 55 years old will likely spend 30 years more in her marriage. This will prompt partners to question whether they can stay in an unhappy situation for that long. If not, the next step would be to start looking for a divorce lawyer.

Premarital Cohabitation

More young people are living together before marriage nowadays. Research shows that couples who do this appear to have a higher chance of divorce if they end up getting married. This is especially true for people who have cohabited with several partners. Most people believe that living together enables them to know each better in preparation for marriage. On the contrary, that has been shown to increase the leniency towards divorce. However, not every expert thinks the same. Some also believe that couples who get engaged and then start staying together before marriage are less likely to divorce.

These are some of the factors that increase the risk of couples engaging a divorce lawyer. Apart from the factors listed above, another factor that increases the risk of divorce is experiencing the divorce of your parents. This has been shown to double your risk for divorce. If both partners come from broken homes, then that risk triples. However, this doesn’t mean that children from divorced homes will definitely end up in divorce. It only means they need to be more aware of their marriage trends and work harder to ensure their marriages don’t end in divorce.

Why Is It Important to Have a Will?

A will is a document that allows you to speak after you are dead, and one that gives instructions on how you would like your assets to be managed in your absence. It provides instructions such as how your properties will be distributed and who will take care of your underage children, i.e. those under 21 years. However, a study by Merril Lynch and Age found that 55% of all Americans are those who die without a will or estate plan.

When you die without a will in place, you leave the management of your assets in the hands of the courts who will apply the law in the distribution process. Your loved ones may stand to lose out on what you intended to be theirs because there is no guidance in the form of a will to state this. This is therefore a very important document to have in place and we look at a few reasons why.

Instruction for Your Burial Preferences

A will instructs your loved ones on how you would like to be buried. We all have a way in which we would like our bodies to be handled after we die. However, if this is not shared with our loved ones, it can cause conflict and confusion among those left behind. A will easily clarifies what the last wishes of the deceased were in that matter.

Who Inherits Your Wealth

This is a critical aspect of why a will is needed. It especially protects young children to ensure that your hard-earned wealth does not fall into the wrong hands to deny them what is rightfully theirs and that they are well provided for in your absence.

Determine Your Executor

A will allows you to select the person that you would like to be the executor of your wealth. This is especially so where there are properties and financial assets. You can select the person you trust to run your affairs and ensure that your wishes are carried out.

A will is not a nice document to have or a suggestion, but a critical part of your estate and future planning, especially when ensuring that your children and loved ones are protected even when you are gone. It reduces the level of disputes and conflicts as the instructions are clearly spelled out for everyone to understand and follow.

What Divorce Lawyers Wish You Knew

No one enters into a marriage expecting it to end in divorce, but sadly, it happens all too often. In fact, according to the latest statistics, nearly half of all marriages in the United States will end in divorce. If you’re going through a divorce or are considering one, you’re probably feeling a range of emotions: scared, uncertain, and maybe even a little angry. It’s natural to feel all of those things. But before you make any major decisions, it’s important to know what divorce lawyers wish you knew.

1. It’s Not Always a 50/50 Split

One of the biggest myths about divorce is that it’s always a 50/50 split. In reality, that’s not always the case. Several factors can affect how property and assets are divided in a divorce, including who earns more money, who has custody of the children, and the existence of a prenuptial agreement.

2. Custody Battles Can Be Brutal

When it comes to custody battles, anything and everything is fair game. Parents will often do whatever they can to get sole or primary custody of their children, including making accusations against the other parent, manipulating the children, and even hiring private investigators. Unfortunately, these custody battles can be very damaging to the children.

3. You May Have to Pay Alimony

One of the most dreaded aspects of divorce is the prospect of having to pay alimony. Alimony is essentially financial support that one spouse pays to the other after a divorce. It’s not always required, but it’s often granted if one spouse earns significantly more than the other. However, state laws regarding alimony vary greatly, so it’s important to speak with an attorney to determine your specific rights and obligations.

4. You May Have to Pay Child Support

Along with alimony, you may also be required to pay child support. This is a monthly payment that helps support the children after the divorce. The amount of child support you’ll have to pay depends on several factors, including how many children you have, how much money you make, and who has custody of the children.

5. Your Divorce Lawyer is Your Biggest Ally

When going through a divorce, your divorce lawyer is your biggest ally. They can help you understand the process, negotiate with the other party, and protect your interests. Don’t be afraid to ask them for advice or guidance throughout the process.

Divorce is a difficult process, both emotionally and financially. But by knowing what to expect, you can make the process a little easier. Speak with a divorce lawyer to learn more about your specific rights and obligations. They will guide you through the process and help you protect your interests.

Are you looking for a divorce lawyer? We can help you understand your rights and obligations and protect your interests during this difficult time. Contact us today for a free consultation.